The American Express® Gold Card is our top pick from American Express thanks to its exceptional rewards on food purchases — including restaurants, takeout, delivery and U.S. supermarkets. Your everyday spending on this generous travel rewards card can easily fund an upcoming vacation. seod-1463
American Express is one of the most popular card issuers for consumers and small business owners. The issuer offers a variety of credit cards that earn miles, points and cash back. Plus, new cardholders may qualify for a 0% intro APR offer and other valuable benefits, depending on the card for which they apply. American Express offers cards for every budget, ranging from cards with no annual fee to premium cards with annual fees of up to $695 per year.
One of the major benefits of American Express cards is that many of them offer versions for both consumers and small business owners. With these cards, you can earn rewards for your personal and business expenses. Then, you can combine them into one bucket to accelerate your earnings. With some cards, you can even transfer your rewards to an American Express travel partner, including Delta Air Lines and Hilton Honors.
How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.The American Express® Gold Card offers great benefits and earning opportunities in the travel and cuisine categories. The card earns as much as 4x points at restaurants and U.S. supermarkets (on up to $25,000 in purchases at U.S. supermarkets per year), which can be used to book travel or transfer to airline and hotel partners.
On top of a generous rewards rate, the card offers up to $10 in statement credits monthly when you use it at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations — for savings of up to $120 annually. Enrollment is required.
Plus, when you add your American Express® Gold Card to your Uber account, you’ll automatically get $10 in Uber Cash each month (for a total of up to $120 per year) to use on U.S. Uber Eats or rides.
We should note that while some dining credit cards offer an accelerated rewards rate only at U.S. restaurants, the American Express® Gold Card offers the higher rate at restaurants worldwide. There are also great travel benefits offered for airlines, hotels and cruise and tour packages. Another bonus for travelers: There are no foreign transaction fees, making it advantageous to use the card outside of the U.S.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem your rewards for cash at any time.
Apply and you could get a decision in as little as 60 seconds. No annual fee.
Start shopping and earning rewards in minutes with your digital card, before your physical card arrives in the mail, if eligible.
Get a 0% intro APR for 15 months on purchases. Then 18.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
Terms and conditions apply.Updated on 06_03_2025Updated on 06_04_2025Updated on 06_05_2025Updated on 06_09_2025
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The information related to the Discover it® Cash Back has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.
