Mortgage News Advice & Articles

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  • Featured
    Time for ARMs?
    For many home buyers the first loan choice is a fixed-rate mortgage. But ARM mortgages may well be better loans for many borrowers because they can represent substantial cash savings up front.Read More
  • Featured
    Is the Subprime Mortgage Coming Back?
    Are dangerous mortgages creeping back into the housing marketplace? Some consumer authorities agree and some don't. Here's how to protect yourself from potentially dangerous real estate financing. Read More
  • Featured
    Senate Outlines Plan for Fannie Mae, Freddie Mac
    Leaders of the Senate Banking Committee have agreed on a draft outline for a bill that, if passed, would eventually replace Fannie Mae and Freddie Mac with a new federal agency. The new agency, Federal...Read More
  • Featured
    Home Loans -- Do New Rules Delay Mortgage Approvals?
    Will home loans be slowed down under new government rules? Don't the new regulations gum-up the application process and delay real estate sales? Mortgage Approvals Happen Faster For most borrowers...Read More
  • Featured
    Freddie Mac: Don't Believe Everything You Hear About HARP
    Tracy Mooney, a Freddie Mac senior vice president, wants you to know the facts about HARP, the Home Affordable Refinance Program. She says that nine HARP misconceptions might be keeping many people from...Read More
  • Featured
    Will New Mortgage Regulations Violate Fair Lending Laws?
    The Consumer Financial Protection Bureau (CFPB), the Federal Reserve and other federal agencies regulating banks responded to mortgage lender concerns over legislation set to become effective in January.Mortgage...Read More
  • Featured
    Fannie Mae: Mortgage Rates Unlikely to Influence Home Prices
    According to a study recently conducted by Fannie Mae, rising mortgage rates are not expected to impact home prices. After reviewing prior mortgage rates going back more than 20 years, Fannie...Read More
  • Featured
    A Fresh Look at ARMs
    In recent years, low interest rates on fixed mortgages caused adjustable rate mortgages (ARMs) to fall out of favor. According to the Mortgage Bankers Association, as of the last week of May, ARMs represented...Read More
  • Featured
    Fixed rates hit new lows, ARM rates head higher!
    Five weeks, five new records. According to Freddie Mac, last week’s fixed mortgage rates dropped again, for the fifth week in a row.The 30-year fixed-rate mortgage fell .04 to a bargain-basement...Read More