VA Appraisal: Requirements, Fees and Timeline
A VA appraisal is required when military borrowers get a VA loan to buy a home. Learn what's involved with these inspections and what to expect. Read More
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How To Refinance a Second Mortgage
Here’s what you should know before deciding to refinance a second mortgage. Types of second mortgages include home equity loans, HELOCs and piggyback loans. Read More
What is the 1003 Form? Understanding the Uniform Residential Loan Application (URLA)
The uniform residential loan application gives your lender the information required to determine whether you qualify for the loan you’re applying for. Read More
Understanding VA Loan Down Payment Requirements: A Complete Guide
A VA loan down payment is optional, which is a huge advantage for eligible borrowers. But, there are pros and cons to making a down payment. Read More
What Is a Hard Money Loan? Lenders, Requirements and Rates
Interested in getting a hard money loan? Find out what they are, how to get one, and explore alternatives. Read More
What is the Best Time to Sell a House?
Learn the best time of year to sell a house, the worst months to make the most on your home sale, and some tips for getting your home ready to sell. Read More
Low-Income Home Loans: Requirements and Types
Low-income home loans can help you reach your goal of homeownership. Here's information on six of those programs. Read More
Can You Be Denied a Refinance? 6 Common Reasons Why
If your financial situation has changed since you first bought your home, your refinance may be denied. Most commonly, borrowers have too much debt. Read More
VA Loan Points: How to Buy a Lower Mortgage Rate
Lenders charge discount points upfront in exchange for a lower mortgage rate. Here's how to buy VA loan points if you're a military borrower. Read More
Signs Your Mortgage Will Be Denied in Underwriting
If your mortgage loan is denied in underwriting, there are steps you can take to salvage your loan or fix the issues to flip the denial to an approval. Read More