Can You Buy Land With a VA Loan?
Buying land with a VA loan may be possible, but finding a lender can be tricky. Learn the requirements for VA land loans and specific land restrictions. Read More
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How Are Mortgage Rates Determined?
Exactly what determines your mortgage rate? Learn more about the many factors that go into the rate lenders quote you. Read More
Home Appraisal: Definition, Cost and Process
A home appraisal is an assessment of a home’s value. Get tips on preparing for one, find out how much it will cost, and learn how to dispute a low home value. Read More
Buying a Home From Your Parents: How to Do It, Tax Consequences and More
There are benefits and pitfalls to buying a house from your parents, but there are steps you can take to make sure everyone feels like they were treated fairly. Read More
How Does a Mortgage Work?
How does a mortgage work? The more you understand how a mortgage works, the better equipped you should be to select the mortgage that’s right for you. Read More
Do You Need a Good Credit Score to Buy a House?
A credit score between 500 and 620 is needed for a home loan, but a higher credit score will lead to a lower mortgage interest rate and monthly payment. Read More
Conforming Loan Limits for 2025
Conforming loans come with a maximum loan amount set by federal regulators and are the most common type of mortgage loan. Read More
What Is an Adjustable-Rate Mortgage (ARM) Loan?
An adjustable-rate mortgage (ARM) is a home loan with an interest rate that can change. Learn how an ARM loan works and whether it’s right for you. Read More
First-Time Homebuyer Programs: State and National Resources
Depending on your income, credit score and down payment amount, you may qualify for one or more of these first-time homebuyer programs. Read More
What You Need To Know About Late Mortgage Payments
Paying your mortgage on time is an essential part to your financial health, but what happens if you make a late mortgage payment? The answer: it depends. Read More
