Do You Skip a Mortgage Payment When You Refinance?
Ever been told that if you refinance you can skip a mortgage payment? Learn why that's not actually true. Read More
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Are VA Loans Assumable?
Are VA loans assumable? Find out what it means to assume a VA mortgage and the potential benefits and drawbacks of doing so. Read More
Can You Get a Home Equity Loan After Bankruptcy?
Going through bankruptcy damages your credit history and creates lending hurdles, but it’s still possible to qualify for a home equity loan. Read More
Loan-To-Value (LTV) Ratio: What It Is and Why It Matters
Learn what a loan-to-value ratio is and out how it can affect your interest rate, monthly payment and how much you can borrow. Read More
No-Doc Mortgages: Are They Still Available?
You may still be able to get a no-doc mortgage if you have tricky self-employment income or don’t meet the income requirements of traditional loan programs. Read More
Can You Buy a House with Credit Card Debt?
Yes, you can get a mortgage with credit card debt. Learn how credit cards impact your mortgage approval and get some tips on buying while carrying debt. Read More
Getting a Mortgage With a New Job: How It Works
Worried about getting a mortgage with a new job? Follow these steps on how to do it, along with common requirements you'll need to know. Read More
Is It Better to Rent or Buy a House?
There’s no one-size-fits-all answer to the question of whether it’s better to rent or buy a house — it largely depends on your individual circumstances. Your financial situation, lifestyle preferences and ultimate goals all play a role, as do broader considerations like the local real… Read More
What is a Hybrid Mortgage?
A hybrid mortgage combines several features of fixed-rate and adjustable-rate loans, which includes starting off with a lower introductory interest rate. Read More
Using a VA Loan for a Second Home: How It’s Done
Here's what you need to know about whether it's possible to use a VA loan for a second home purchase. Read More
