What Is an Adjustable-Rate Mortgage (ARM) Loan?
An adjustable-rate mortgage (ARM) is a home loan with an interest rate that can change. Learn how an ARM loan works and whether it’s right for you. Read More
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First-Time Homebuyer Programs: State and National Resources
Depending on your income, credit score and down payment amount, you may qualify for one or more of these first-time homebuyer programs. Read More
What You Need To Know About Late Mortgage Payments
Paying your mortgage on time is an essential part to your financial health, but what happens if you make a late mortgage payment? The answer: it depends. Read More
What Is Overt Discrimination in Lending?
Fair housing laws protect mortgage applicants from lending discrimination. Here's how to identify unfair lending practices and report them. Read More
What Is a Second Mortgage? Rates, Uses and More
A second mortgage is a home loan that allows you to borrow against your home equity while you already have a current or “first” mortgage on the property. Read More
Can You Get a Mortgage Refinance After Bankruptcy?
Can you refinance after bankruptcy? It’s possible. Find out about the requirements and the waiting periods for various loan types. Read More
VA Renovation Loan: 4 Home Improvement Options for Military Borrowers
If you're a military borrower and want to remodel your home or buy a house that needs repairs, a VA home improvement loan can help. Find out how to qualify. Read More
FHA 203(k) Loan: Renovation Mortgage Guide
An FHA 203(k) loan allows homeowners to purchase and renovate a house using one home loan. Learn how this rehab loan works. Read More
How to Shop for a Mortgage in 6 Steps
Learn how to shop for a mortgage to make sure you pick a home loan that’s a good fit for your finances. Read More
How to Read a Mortgage Statement
A monthly mortgage statement contains important information about your loan servicer, your payment schedule, your loan balance and much more. Read More
