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Charlotte Zhang

Charlotte Zhang

Charlotte Zhang

1year of experience

20+ articles edited

Latest Articles by Charlotte Zhang

Written
A laughing couple looks at their credit card.

What is a Credit Card CVV?

CVV stands for card verification value. It’s a three- or four-digit number that provides an…

March 01, 2024

9 min read

Close up of a hand holding a credit card.

What Is a Charge-Off?

A charge-off is a debt that a lender has tried to collect but cannot. Charge-offs…

February 19, 2024

11 min read

A woman looking over paperwork at a desk

Experian Boost Review: Does It Work?

Experian Boost is a free credit-building tool that offers a workaround to the traditional credit…

January 31, 2024

10 min read

Pensive man looking at a laptop

APR vs. APY vs. Interest Rate: What’s the Difference?

The main difference is that APR is interest that you pay when you borrow money,…

January 30, 2024

11 min read

Can You Buy Crypto With a Credit Card?

Learn how buying crypto with a credit card works: What cards & exchanges allow it,…

January 24, 2024

10 min read

two white men shake hands

How to Get Preapproved for a Chase Credit Card

Chase pre-approval lets you check your chances with a soft pull. Find out how it…

December 17, 2023

10 min read

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