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Articles by Denny Ceizyk
VA Cash-Out Refinance: What You Need to Know
January 30, 2023
A VA cash-out refinance gives you access to more of your home’s equity than most other cash-out refinance programs. In some cases, you can convert... read more
What Is PMI? Everything You Need to Know About Private Mortgage Insurance
January 25, 2023
Private mortgage insurance (PMI) is usually required on a conventional loan if you can’t make at least a 20% down payment. Unlike homeowners insurance, PMI... read more
FHA Loan Limits for 2023
December 14, 2022
The 2023 FHA loan limits enable buyers looking for a mortgage backed by the Federal Housing Administration (FHA) to borrow up to $472,030 for a... read more
How to Choose a Mortgage Lender
November 30, 2022
Finding the best mortgage lender may make the difference between a high rate or low rate, a loan approval or denial or a smooth loan... read more
FHA Appraisal: Guidelines and How it Works
November 29, 2022
If you’re applying for a mortgage backed by the Federal Housing Administration (FHA), in most cases the lender requires an FHA appraisal to verify both... read more