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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
Jill Chafin, staff writer for LendingTree

Jill A. Chafin

Staff Writer

Jill A. Chafin is a staff writer at LendingTree, where she covers small business solutions, credit cards, insurance, student loans and more. Jill focuses on explaining complex financial topics with a speciality in writing in-depth but easy-to-understand content guides.

As a former business owner, Jill is passionate about entrepreneurial tips, tax strategies and bookkeeping systems — basically anything that will help business owners devote more time to their trade.

Before joining LendingTree in 2022, Jill freelanced for various publications, including the Motley Fool and Life Savvy.

When not researching personal finance tips (like maximizing credit card rewards to score free flights), Jill’s busy traveling, working on her novels, teaching and performing circus arts — and juggling life with her two kids.

Specialties

  • Credit card reviews
  • Credit card rewards programs
  • Small business lender reviews
  • Small business tax and bookkeeping strategies

Achievements

  • 7+ years of personal finance experience
  • 20+ years freelance writing and editing experience
  • 200+ articles written and edited for LendingTree
  • Refined product reviews for various loans and credit cards featured on LendingTree
  • Provided expertise to LendingTree’s small business content
  • Wrote the novel Shaken, scheduled for publication in March 2025

Education

  • Bachelor of Arts, University of North Carolina at Chapel Hill
  • Advanced diploma in creative writing from Te Pūkenga (New Zealand Institute of Skills and Technology)

Jill’s favorite credit cards

“My parents live in New Zealand so I’m obsessed with Chase Ultimate Rewards®. I’ve managed to earn enough points to fly my family of four to the other side of the world three times now — only paying taxes and fees each time.

My favorite all-time card is the Chase Sapphire Preferred® Card. While it has an annual fee, it allows you to combine all of your Chase Ultimate Reward points and transfer to partner airlines. Plus, you get a $50 hotel credit every year.

Another great card is the Chase Freedom Flex® — there’s no annual fee and I love the rotating 5% categories.”

The information related to the Chase Freedom Flex® has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Articles by Jill A. Chafin

How To Get A Secured Business Loan in 2024

APRIL 30, 2025

Secured business loans use collateral to reduce lender risk, allowing small business owners to potentially unlock more attractive rates and terms. Collateral can include cash... read more

Private Student Loans for 2025

MARCH 10, 2025

read more

SmartBiz Business Loan Review

MARCH 7, 2025

SmartBiz  Estimated interest range: Starting rates of 9.99% to 11.25% depending on product Best for: Businesses who don’t mind paying extra fees to save time researching... read more

Student Loan Forgiveness: Programs for Relief As Repayment Restarts

MARCH 3, 2025

Student loan forgiveness can wipe out part or all of your student loan debt. Each forgiveness program has its own requirements, some more stringent than... read more

7 Ways to Pay Off Student Loans Faster

MARCH 3, 2025

Learning how to pay off student loans fast is worth the effort. Getting out of debt earlier will reduce your overall interest charges, saving you... read more

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