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Capital One Platinum Secured Credit Card

LendingTree's Review

3.8

Capital One Platinum Secured Credit Card

Apply Now

on Capital One's secure site

Rates & Fees

Reports to Credit Bureaus

Build Credit When Used Responsibly

Minimum Deposit

$49, $99, or $200

Regular Purchase APR

29.74% (Variable)

Highlights

No annual or hidden fees. See if you're approved in seconds
Building your credit? Using the Capital One Platinum Secured card responsibly could help
Put down a refundable security deposit starting at $49 to get a $200 initial credit line
You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Monitor your credit score with CreditWise from Capital One. It's free for everyone
Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Rates

Intro Purchase APR: N/A
Regular Purchase APR: 29.74% (Variable)
Intro Balance Transfer APR: N/A
Regular Balance Transfer APR: 29.74% (Variable)
Regular Cash Advance APR: 29.74% (Variable)
Penalty APR: None

Fees

Annual fee: $0
Balance transfer fee: Balance Transfer Fee applies to balances transferred at a promotional rate
Cash advance fee: 5% of the amount of the cash advance, but not less than $5
Foreign exchange fee: None
Late fee: Up to $40

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.