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Capital One Spark Miles for Business

LendingTree's Review

4.5

Apply Now

on Capital One's secure site

Rates & Fees

Rewards Rate

2 Miles per $1 on every purchase, everywhere; 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One's travel booking site

Sign-Up Bonus

Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.

APR

25.24% (Variable) on purchases and balance transfers

Highlights

Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One's travel booking site
Transfer your miles to 15+ travel loyalty programs
Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
Receive up to a $120 credit for Global Entry or TSA PreCheck®
$0 intro annual fee for the first year; $95 after that
Free employee cards which also earn unlimited 2X miles from their purchases
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Rates

Intro Purchase APR: N/A
Regular Purchase APR: 25.24% (Variable)
Intro Balance Transfer APR: N/A
Regular Balance Transfer APR: 25.24% (Variable)
Regular Cash Advance APR: 31.24% (Variable)
Penalty APR: 33.65% (Variable)

Fees

Annual fee: $0 intro for first year; $95 after that
Balance transfer fee: Balance transfers are not available on Spark Miles
Cash advance fee: 5% of the amount of the cash advance, but not less than $5
Foreign exchange fee: None
Late fee: Up to $39

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.