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Advertising Disclosure
LendingTree is an advertising-supported comparison service. The site features products from our partners as well as
institutions which are not advertising partners. While we make an effort to include the best deals available to the
general public, we make no warranty that such information represents all available products. We are compensated by
companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
LCW-11357
Why pay more than your car is worth when you can pay off your car loan early?
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Many of the products on this page are from partners who compensate us, but this does not influence our recommendations. Read disclosures (opens in a new tab).
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Choice Privileges hotel brands
With nearly 7,500 properties in 45 countries across 22 brands, you have a lot of choices with Choice Hotels. The chain is largely made up of a mix of midscale and upscale hotel brands, with locations all over the United States. Their portfolio also includes budget and extended-stay brands. So if your typical travel style is “5 stars or bust,” the Choice rewards program may not be for you.
The good news, though, is that Choice has expanded its upscale options by adding more Ascend Collection hotels and by acquiring Radisson Hotels Americas. The acquisition of Radisson Hotels Americas also added greater international options in North America and South America. Choice locations are relatively sparse on other continents, however.
Choice Privileges hotels
You’ll need to be a member of the Choice Privileges program if you want to collect Comfort Inn rewards, Quality Inn rewards or rewards from any other Choice Hotels brand. For example, there is no separate Comfort Inn loyalty program, but you can earn and use points with that brand as a member of Choice Privileges.
Annual Fee
$99, waived for first 12 months
Intro Purchase APR
N/A
Regular Purchase APR
19.49% - 29.49% (Variable)
Credit Needed
Good / Excellent
- For a limited time, earn 80,000 American Airlines AAdvantage® bonus miles after $3,500 in purchases within the first 4 months of account opening.
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
- No Foreign Transaction Fees
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
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PROS
CONS
Choice Privileges credit cards
Choice Privileges® Select Mastercard® The information related to the Choice Privileges® Select Mastercard® has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
The information related to the Choice Privileges® Select Mastercard® has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
Annual Fee
$95
Intro Purchase APR
N/A
Regular Purchase APR
19.74%, 23.99%, or 28.99% Variable APR
Credit Needed
Good / Excellent
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.
- Earn 10X points on stays at participating Choice Hotels® properties.
- Earn 5X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
- $95 annual fee.
- Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year.
- No foreign transaction fee.
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PROS
CONS
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Wells Fargo Active Cash® Card The information related to the Wells Fargo Active Cash® Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
The information related to the Wells Fargo Active Cash® Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
Annual Fee
$0
Rewards Rate
2% cash rewards on purchases
Welcome Offer
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
$200 cash rewards
Credit Needed
Good / Excellent
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
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PROS
CONS
Choice Privileges® Select Mastercard® The information related to the Choice Privileges® Select Mastercard® has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
The information related to the Choice Privileges® Select Mastercard® has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
Annual Fee
$95
Intro Purchase APR
N/A
Regular Purchase APR
19.74%, 23.99%, or 28.99% Variable APR
Credit Needed
Good / Excellent
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.
- Earn 10X points on stays at participating Choice Hotels® properties.
- Earn 5X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
- $95 annual fee.
- Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year.
- No foreign transaction fee.
PROS
CONS
Annual Fee
$95
Intro Purchase APR
N/A
Regular Purchase APR
19.24% - 27.49% Variable
Credit Needed
Excellent
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
PROS
CONS
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.
The information related to the Choice Privileges® Select Mastercard® and Wells Fargo Active Cash® Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.
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