Jessica Sain-Baird
Director of Editorial Content
5years covering personal finance
142+ articles on LendingTree
Certified Financial Education Instructor℠ (CFEI®)
Built LendingTree editorial team’s personal loan rating methodology for evaluating lenders
Specialties
Personal loans
Auto loans
Federal Reserve policy
Product rating systems and methodologies
Education
Bachelor of Science, University of Kansas School of Journalism
Master of Science, University of Kansas School of Journalism
Jessica Sain-Baird is a Certified Financial Education Instructor℠ and the director of editorial content at LendingTree, where she leads a team producing clear, data-driven guidance on personal finance topics.
In her time at LendingTree, she has overseen the assigning, editing or publishing of hundreds of pieces of content while ensuring accuracy, consistency and a strong focus on reader needs. Her goal is to empower LendingTree's editorial team to help consumers compare financial products, understand costs and take action to find options that fit their goals.
With more than 15 years of experience in content creation and strategy, Jessica has built and managed editorial programs across a range of industries. Before joining LendingTree, she had roles at Columbia University in the City of New York and the Central Park Conservancy. While working full time, she earned her master’s degree in digital content strategy.
Tips for improving your credit score
Having a long credit history improves your credit score, so you can indefinitely maintain a credit card with no annual fee — just be sure to always pay your bill in full each month or don’t use the card at all. Also, don’t be afraid to regularly review your credit reports (it’s free)."
