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Articles by Denny Ceizyk
What Is PMI? Everything You Need to Know About Private Mortgage Insurance
JANUARY 25, 2023
Private mortgage insurance (PMI) is usually required on a conventional loan if you can’t make at least a 20% down payment. Unlike homeowners insurance, PMI... read more
FHA Loan Limits for 2023
DECEMBER 14, 2022
The 2023 FHA loan limits enable buyers looking for a mortgage backed by the Federal Housing Administration (FHA) to borrow up to $472,030 for a... read more
How to Choose a Mortgage Lender
NOVEMBER 30, 2022
Finding the best mortgage lender may make the difference between a high rate or low rate, a loan approval or denial or a smooth loan... read more
FHA Appraisal: Guidelines and How it Works
NOVEMBER 29, 2022
If you’re applying for a mortgage backed by the Federal Housing Administration (FHA), in most cases the lender requires an FHA appraisal to verify both... read more
5 Steps to Getting a Mortgage with a New Job
NOVEMBER 28, 2022
When it comes to “do’s and don’ts” of mortgage financing, you may have heard that switching jobs is a big no-no if you’re about to... read more