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Articles by Denny Ceizyk
Spring EQ Mortgage Review
August 11, 2022
Spring EQ at a glance 4 stars Minimum credit score: 680 for HELOCs 620 for home equity loans Maximum LTV ratio: 90% to... read more
TD Bank Mortgage Review
August 11, 2022
TD Bank at a glance Lender rating: 4 out of 5 Minimum credit score: 620 Minimum down payment: 0% to 3.5% Available... read more
How to Figure Out If You Can Afford a House As Mortgage Rates Continue to Rise
August 4, 2022
Mortgage rates have been going up, up and up in 2022, making homeownership more costly — even if house prices level off. In fact, consumers... read more
How to Calculate Home Equity, and Why You’d Want To
July 29, 2022
Knowing how to calculate your home equity in various scenarios can help you determine how to use that equity toward your financial goals. The math... read more
What Does Being ‘Under Contract’ Mean?
July 29, 2022
The term “under contract” in real estate means a buyer and seller have agreed to a home sale in writing. We’ll explore what happens when... read more