Old National Bank Personal Loan Review
Founded in 1834,
pros and cons
While
requirements
This lender doesn’t provide much insight into its personal loan eligibility requirements. Here’s what we know:
| Minimum credit score | |
| Application information |
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If loan options won’t work for your borrowing needs, be sure to shop around for a lender that helps you meet your financial goals and can offer you the best-fitting rates, terms and amounts.
How to get a loan with
Despite not offering a lot of transparency around its eligibility requirements, the process to apply for an
How compares to other personal loan companies
Even if you believe stacks up against similar personal loan lenders.
| Best Egg | Discover | ||
|---|---|---|---|
| LendingTree’s rating | /5 | /5 | |
| Minimum credit score | 580 | ||
| APRs | Up to | 6.99% to 35.99% | 7.99% to 24.99% |
| Loan amount | $2,000 to $5,000,000 | $2,500 to $40,000 | |
| Repayment term | months | 36 to 60 months | 36 to 84 months |
| Origination fee | $150 | No origination fee | |
| Funding timeline | Receive funds in as little as 24 hours | Receive funds as soon as one to three business days | Receive funds as soon as the next business day |
| Bottom line | has limited loan terms and amounts compared to Best Egg and Discover. You can also only take advantage of Old National Bank’s competitive APRs if you live in one of the eight states it does business. | Best Egg originates much larger loan amounts than Old National Bank, but its funding timeline may be slower. Like Old National Bank, Best Egg also charges an origination fee. | Discover does not charge an origination fee. It’s also available in all 50 states. However, you might be able to borrow a little more with Best Egg. |
How we rated
We evaluate personal loan lenders on more than just interest rates. Our goal is to show how accessible, affordable, transparent and supportive each lender really is.
Our categories
Every lender is scored out of 5 stars, with 5 stars being the highest rating. LendingTree loan experts determine this score using dozens of underlying data points across four weighted categories covering the full borrowing journey.
We assess how easy it is for people to qualify and apply. This includes state availability, soft-credit prequalification, membership requirements, funding speed and whether borrowers with less-than-excellent credit can get a loan.
We consider repayment term flexibility, loan amount ranges and whether options like secured loans, joint loans or direct-to-creditor payments are offered — plus whether the lender clearly communicates these options.
We evaluate borrower experience after funding: customer service access, hardship or forbearance programs, payment flexibility and digital tools like mobile apps or credit monitoring.
We evaluate borrower experience after funding: customer service access, hardship or forbearance programs, payment flexibility and digital tools like mobile apps or credit monitoring.
Our process
We gather data directly from lenders through their websites, disclosures and direct communication with company representatives. Our editorial team verifies and updates information regularly. We value transparency and award less favorable scores when lenders obscure or omit details.
In some cases, our editors may apply a small adjustment (no more than 4% of the overall score) to account for factors not captured by the methodology. This could include J.D. Power customer satisfaction surveys, recent regulatory actions or features that stand out in ways our rubric doesn’t measure directly.
Our editorial team applies the same scoring model and standards to every lender. Lenders cannot pay to influence our ratings.
Frequently asked questions
offers loans in eight states: Iowa, Illinois, Indiana, Kentucky, Michigan, Minnesota, Tennessee and Wisconsin.
. The company is headquartered in both Chicago and Evansville, Indiana.
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